# Cookie policy

> Cookies and similar storage on StateCover Guide: Google Analytics, our consent setting and ad cookies, which need consent in the EEA, UK and Switzerland.

Canonical page: https://statecover-guide.com/cookies/  
Last reviewed: October 30, 2026 by the StateCover Guide editorial team  
General information, not legal or insurance advice.

## Quick answer

StateCover Guide uses Google Analytics 4, which sets the cookies _ga and _ga_* to measure how the site is used; for visitors in the EEA, the UK and Switzerland only after they accept. Apart from that, the site stores one small setting in your browser to remember whether you accepted or rejected cookies, and our own visit statistics use no cookies. Advertising cookies from our ad provider are used only when ads run and, for visitors in the EEA, the UK and Switzerland, only after you accept.

## Key facts

| Cookie or setting | Set by | Purpose | Lasts |
|---|---|---|---|
| _ga, _ga_* | Google Analytics 4 | Tell visits apart to measure how the site is used (EEA, UK, Switzerland: only after you accept) | Up to 2 years |
| scg_consent (local storage, not a cookie) | StateCover Guide | Remembers your advertising and analytics choice | 180 days |
| cc_s (session storage, not a cookie) | Our cookie-free visit statistics | A random ID that groups the pages of one visit | Deleted when you close the tab |
| scg_admin | StateCover Guide | Keeps site editors signed in to the admin area (never set for visitors) | Until the browser closes |
| Advertising cookies | Google, when ads are on | Show, limit and measure ads | Set by Google |

## What we store

**scg_consent** is kept in your browser's local storage, not as a cookie. It holds the word "granted" or "denied" and the date you chose, so we do not ask again on every page. It never leaves your browser. **cc_s** is kept in your browser's session storage by our own cookie-free visit statistics; it holds only a random visit ID and disappears when you close the tab. **scg_admin** is only used by site editors in the private admin area.

## Analytics cookies

We use Google Analytics 4 to see which pages help people. Its cookies _ga and _ga_* tell visits apart so Google can report how many people visit and what they read. For visitors in the European Economic Area, the United Kingdom and Switzerland, Google Analytics runs in consent mode and sets these cookies only after you choose "Accept"; choosing "Reject" keeps them off anywhere. See the [privacy policy](https://statecover-guide.com/privacy/) for what Google Analytics collects.

## Advertising cookies

The site is paid for by ads served by Google. When ads are on, Google may use cookies, device identifiers or similar technologies to show ads, limit how often you see the same ad, detect fraud and measure results. For visitors in the European Economic Area, the United Kingdom and Switzerland, these are only used after you choose "Accept". Google explains how it uses information from sites that use its services in its own policies.

## How to change your choice

Clear this site's cookies and site data in your browser settings. The next page you visit will show the consent banner again where it applies, and you can choose differently. You can also block cookies entirely in your browser; the site works without them.

## FAQ

### Does StateCover Guide work without cookies?

Yes. Every page, tool and guide works with cookies blocked.

### Do your statistics use cookies?

Our own visit statistics are cookie-free and never store IP addresses. Google Analytics uses the cookies _ga and _ga_*; in the EEA, the UK and Switzerland only after you accept.

### Why do I see a cookie banner?

Visitors in the EEA, the UK and Switzerland (and visitors whose country our server cannot tell) are asked before any advertising or analytics cookies are used.

### What happens if I click Reject?

You still see the whole site. Ads, if any, are shown without advertising cookies.

### How long do you remember my choice?

180 days, or until you clear this site's data in your browser.